CardManager
Your wallet, finally legible.
CardManager (Card Manager) is an India-focused credit-card portfolio manager and command center. Track airport lounges, optimize reward points, verify milestones, and make smart spend decisions across a multi-card portfolio.
HDFC
World Elite
•••• •••• •••• 2048
Infinia Metal
VISAAxis
World Elite
•••• •••• •••• 0042
Burgundy Private
Walk-in ready
No activation spend
3.3%
best base reward
350+
cards in the catalog
5
networks covered
8
tools & views
0%
forex cards flagged
Daily workflow
The practical views a card-heavy wallet actually needs.
Portfolio tracking
Owned cards stay separate from the shared catalog — fees, limits, network, tier, and renewal context in one calm place.
Spend optimizer
Model monthly spend and compare 1, 2, or 3-card combinations after rewards, fees, caps, and waivers.
Lounge readiness
Walk-in-ready cards, activation thresholds, guest capacity, and the right zero-forex card for travel.
Movie benefits
BookMyShow, INOX, Paytm and partner ticket offers — without digging through bank PDFs.
Rewards & optimizer
Reward math that respects caps, fees & exclusions.
The app separates true earn rates from surcharge waivers, partner discounts, and portal offers — so every recommendation stays honest.
Decision views
Best card by category with cash-value-aware reward math
Fee break-even for every card you hold
Milestone progress tracking against your spend
International ranking — reward rate minus forex markup
Merchant-specific earners for partner & portal offers
Researched, confidence-labeled
Reward, lounge, and milestone data is researched and carries confidence labels. No fabricated benefits.
Compare before you swipe
Compare cards side by side, then use optimizer profiles to pick a stack for real monthly spend.
Private by ownership
Portfolio cards are scoped to your signed-in account; the catalog stays shared and read-only.