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Terms of Service

Last updated: 10 June 2026

By using Card Manager (cardmanager.co.in) you agree to these terms. If you don't agree, please don't use the service.

What Card Manager is

Card Manager is a personal tool to track your credit-card portfolio and browse a reference catalog of cards — fees, rewards, lounge access, and similar details. It is an informational and organizational tool, not financial, credit, or investment advice.

Your account

  • You're responsible for keeping your sign-in secure and for activity under your account.
  • You agree to provide accurate information and to use the service for your own personal use.

Acceptable use

You agree not to:

  • Break the law, infringe others' rights, or misuse the service.
  • Attempt to disrupt, reverse-engineer, scrape at scale, or gain unauthorized access to the app or other users' data.
  • Upload sensitive secrets such as full card numbers, CVV, OTPs, or banking passwords.

Accuracy of card data

Card details are researched on a best-effort basis and can change or become outdated. They may contain errors. Always verify fees, rewards, and terms with the issuing bank before applying for or using a card. See our Disclaimer for more.

No warranty & limitation of liability

The service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Card Manager is not liable for any loss arising from your use of the service or reliance on its information, including financial decisions you make.

Changes & termination

We may update these terms or the service over time, and may suspend accounts that violate them. Continued use after changes means you accept the updated terms.

Contact

Questions about these terms? Email contact@cardmanager.co.in.

Questions about this page? Email contact@cardmanager.co.in.