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YES Bank
super-premium
•••• •••• •••• 0000
YES First Exclusive
Yes Bank • MasterCard•
Annual Fee
₹10,000
Base Reward Rate
2.50%
Foreign Tx Fee
1.75%
Tier
Joining Fee
₹10,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Unlimited Priority Pass lounge access (add-on cards also). 1,200+ lounges globally
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹14,700
Blended 2.36% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Premium MasterCard super-premium card. 50,000 RP welcome bonus (one-time, ~Rs.12,500). Insurance: Rs.3cr air accident, Rs.50L overseas medical, Rs.10L credit shield. MasterCard golf program, YES ASSIST concierge. Card-on-card LTF option available (8L limit, 1yr usage, no late payment) without welcome bonus. Header note: Yes Bank flagged as unstable; card heavily devalued per user reports though not formally discontinued in article body.
✓ No activation spend required — access is unconditional.
Unlimited Mastercard lounge access to 30+ lounges across Indian airports, primary cardmember only