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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
World Elite
•••• •••• •••• 0000
Uni
Yes Bank • MasterCard• World
Annual Fee
Free
Base Reward Rate
1.00%
Foreign Tx Fee
0%
Tier
World
Joining Fee
Free
Verified
2026-05-28
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
YES Bank Uni World Mastercard. ₹499 joining (waived on ₹5K in 30 days) + ₹499 annual (waived on ₹50K/year). Unlimited 1% cashback across all transactions (no merchant restrictions, no cap). 0% forex markup. 1% fuel surcharge waiver on fuel ≤₹7,500/month (cap ₹500/mo). No lounge access. Finance charges 3.99%/month (47.88% p.a.). Late fee: ≤₹500 Nil, >₹500: ₹1,350 or 10% (whichever lower). Existing YES cardholders not eligible.