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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
mid
•••• •••• •••• 0000
Reserv
VISAYes Bank • Visa• Mid
Annual Fee
₹1,999
Base Reward Rate
1.50%
Foreign Tx Fee
1.75%
Tier
Mid
Joining Fee
₹1,999
Verified
2026-05-28
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Complimentary domestic airport lounge access (Yes Bank LoungeOne).
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹10,260
Blended 1.64% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Formerly Yes First Exclusive. Joining fee reversal on ₹40K in 30 days. Dining Fiesta 15%+ at 1000+ restaurants. 4 golf green fees + 1 lesson/yr.
✓ No activation spend required — access is unconditional.
Complimentary international lounge access via Priority Pass.