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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
World Elite
•••• •••• •••• 0000
Grandeur Debit
Yes Bank • MasterCard• World
Annual Fee
Free
Base Reward Rate
0.38%
Foreign Tx Fee
0%
Tier
World
Joining Fee
Free
Verified
2026-05-25
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
1 complimentary domestic airport lounge visit/quarter + 1 guest per visit.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,885
Blended 0.62% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
YES Grandeur Debit (World Mastercard). ₹1,599 annual (complimentary for Grandeur Programme customers). 3× RP weekday / 5× RP weekend domestic, 4× RP international. 5% utility cashback (cap ₹100/month), 5% grocery cashback (cap ₹100/month). Zomato/Swiggy ₹100 cashback on ₹599+ orders. ₹2,000 Amazon voucher on ₹1L spend in first 90 days. 500 RP activation bonus. 1 domestic lounge/quarter + 1 guest. 4 golf rounds + 12 lessons/year. BookMyShow BOGO ₹500/month. 0% cross-currency markup. Intl ATM ₹120/txn, balance enquiry ₹20/txn. PIN regen ₹50, replacement ₹149. (User has 2 of these debit cards.)