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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
Premium
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First Preferred
Yes Bank • MasterCard• Premium
Annual Fee
Free
Base Reward Rate
0.40%
Foreign Tx Fee
2%
Tier
Premium
Joining Fee
₹999
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 free domestic lounge visits per calendar quarter (8/year) via MasterCard lounge program; primary cardholder only
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,760
Blended 0.44% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Discontinued. Reward redemption fee Rs.100+GST. 1 RP = Rs.0.25 for flight/hotel bookings, Rs.0.10 for vouchers/catalogue. Golf: 4 complimentary green fee rounds/year + 1 lesson/month. Air accident life cover Rs.1 crore, overseas medical Rs.25 lakhs. Welcome: 10,000 RP on first txn within 90 days + 1,000 RP on YES PayNow registration (one-time, excluded from milestones). Joining fee waived on Rs.50,000 spend in first 90 days.
✓ No activation spend required — access is unconditional.
4 complimentary international lounge visits per year via Priority Pass; visits in India charged $27+GST per person