Loading
Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
YES Bank
shopping
•••• •••• •••• 0000
Essence
VISAYes Bank • Visa•
Annual Fee
₹799
Base Reward Rate
0.40%
Foreign Tx Fee
2.75%
Tier
Joining Fee
₹799
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹25,000 per quarter
1 complimentary domestic lounge access every quarter on spending ₹25,000+ in previous quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,120
Blended 0.50% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Women-focused card. Welcome vouchers worth ₹1,000. BOGO movie tickets on District once monthly (max ₹250). Birthday month: ₹1,000 Myntra voucher + women-centric health check-up. 4 golf green fee waivers + 12 golf lessons per year. Purchase protection up to ₹50,000. Reward redemption fee ₹99+GST. Joining fee reversed on ₹20,000 spend within 30 days. One-time bonus: 5,000 YES Rewardz on ₹50,000 spend in first 90 days (welcome, not recurring).