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YES Bank
entry
•••• •••• •••• 0000
EMI
Yes Bank • MasterCard• Entry
Annual Fee
₹499
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹499
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Auto-EMI conversion: all transactions above Rs.5,000 automatically converted to EMI at 16% p.a. with 1% processing fee; no cashback earned on EMI transactions. Cashback credited to account within 90 days, adjusted against outstanding. Interest rate 3.5% per month.