What is the annual fee for the Yes Bank AI Inside?

The Yes Bank AI Inside is a lifetime-free credit card with no joining or annual fee.

Does the Yes Bank AI Inside offer airport lounge access?

The Yes Bank AI Inside does not include complimentary airport lounge access.

What rewards does the Yes Bank AI Inside earn?

It earns 3% on eligible spends as Cashback.

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AI Inside — Yes Bank Credit Card | Card Manager

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YES Bank

entry

•••• •••• •••• 0000

AI Inside

VISA

AI Inside

Yes Bank • Visa• Entry

cashbacklifetime-freezero-forexyes-bankentry

Annual Fee

Free

Base Reward Rate

3.00%

Foreign Tx Fee

Tier

Entry

Joining Fee

Free

Verified

2026-06-07T08:39:39.828Z

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹600

Dining₹5,000/mo

+₹150

Grocery₹8,000/mo

+₹240

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹150

Online Shopping₹8,000/mo

+₹240

Utilities₹3,000/mo

+₹90

Annual earnings

₹17,640

Blended 2.83% effective return

Monthly spend₹52,000

Monthly earnings+₹1,470

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Lifetime free card (no joining/annual fee). Zero forex markup and zero cash withdrawal fee. Newly launched (announced 27 April 2026); cashback limits, categories, and additional benefits not yet disclosed by the bank.

Benefits & Perks

Rewards

Earns cashback (₹1 per point), credited to your statement each cycle — it doesn't build up as a balance.
auto-credited
3% base reward rate on all eligible spends. Up to 3% assured cashback on spends; cashback limits/categories not yet disclosed
3.00%low
Fuel: 1% — 1% fuel surcharge waiver on transactions between Rs 400 and Rs 5,000
1.0%low

Forex

Zero forex markup — no extra fee on international card transactions
0% forex

Travel

No lounge access on this card.
None
Lifetime free card — ₹0 joining, ₹0 annual, ₹0 renewal.
₹0 forever

Payments

Joining fee: Free. Annual: Free.
Lifetime free