What is the annual fee for the Yes Bank Ace?

The annual fee for the Yes Bank Ace is ₹499. It can be waived on annual spends of ₹50,000.

Does the Yes Bank Ace offer airport lounge access?

The Yes Bank Ace does not include complimentary airport lounge access.

What rewards does the Yes Bank Ace earn?

It earns 0.5% on eligible spends as Reward Points.

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Ace — Yes Bank Credit Card | Card Manager

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YES Bank

entry

•••• •••• •••• 0000

Ace

VISA

Ace

Yes Bank • Visa• Entry

catalog

Annual Fee

₹499

Base Reward Rate

0.50%

Foreign Tx Fee

2.75%

Tier

Entry

Joining Fee

₹399

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹15

Annual earnings

₹3,420

Blended 0.55% effective return

Monthly spend₹52,000

Monthly earnings+₹285

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

₹500 Amazon voucher welcome. No lounge. Optional subscription plans (3X/5X) for ₹1-2K/yr.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.20–₹1 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 4 RP/₹200 offline.
0.50%medium
Online: 1% — 8 RP/₹200 online.
1.0%medium

Forex

2.75% forex markup on international card transactions
2.75%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹399. Annual: ₹499.
₹499
Annual fee waived on spending ₹50,000 per year.
Spend ₹50,000