Loading
Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Utkarsh Small Finance Bank
entry
•••• •••• •••• 0000
superCard
RuPayUtkarsh Small Finance Bank • RuPay• Entry
Annual Fee
Free
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Secured FD-backed lifetime-free RuPay credit card by super.money (Flipkart company) with Utkarsh SFB. Min FD Rs.90-100; 90% of FD as credit limit; max FD Rs.9 lakh. FD earns 6.5% interest. Physical card costs Rs.249 if FD under Rs.10,000. Cashback excluded on govt, rent, fuel, insurance, education, gold/jewelry, wallet loads, EMI, cash advances. Cash advance fee 5% or Rs.25. Interest up to 3% monthly (36% annually). No lounge, movie, dining, golf, or insurance benefits.