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Utkarsh Small Finance Bank
cashback
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Eternal
Utkarsh Small Finance Bank • MasterCard•
Annual Fee
₹1,999
Base Reward Rate
1.25%
Foreign Tx Fee
3%
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹7,350
Blended 1.18% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Available in Mastercard and RuPay variants. Offered to existing bank customers only; also available against a Fixed Deposit (secured). First-year free. No lounge, golf, travel, or insurance benefits.