Loading
Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Union Bank of India
fuel
•••• •••• •••• 0000
Uni Carbon
RuPayUnion Bank of India • RuPay•
Annual Fee
₹499
Base Reward Rate
0.50%
Foreign Tx Fee
3%
Tier
Joining Fee
₹499
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,380
Blended 0.70% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded fuel card with HPCL. 1 reward point = Rs 0.25 (redeemed as cashback via HP Pay app). Air accidental cover up to Rs 10 lakhs. Welcome benefit (one-time): Rs 300 credited on fuel spend of Rs 300+ at HPCL within 60 days of issuance. Interest 2.95% p.m. (41.75% p.a.). Cash advance: 3% or Rs 200 whichever higher. Network inferred as RuPay from 'payback points'/HP Pay context — not explicitly stated.