What is the annual fee for the Union Bank of India Select RuPay?

The annual fee for the Union Bank of India Select RuPay is ₹499. It can be waived on annual spends of ₹50,000.

Does the Union Bank of India Select RuPay offer airport lounge access?

Yes — the Union Bank of India Select RuPay offers 4 domestic per year lounge visits, 4 international per year lounge visits.

What rewards does the Union Bank of India Select RuPay earn?

It earns 4 Cashback per ₹150 on eligible spends.

Select RuPay — Union Bank of India Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

domesticRuPay Lounge Program

4 per yearhigh

✓ No activation spend required — access is unconditional.

4 complimentary domestic lounge visits per year

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹50

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

—

Annual earnings

₹5,520

Blended 0.88% effective return

Monthly spend₹52,000

Monthly earnings+₹460

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Super-premium RuPay card. 1 RP = Rs.0.25, min 100 RP to redeem, points valid 3 years. Insurance: accidental air death up to Rs.10 lakh, other accidental death up to Rs.8 lakh, card lost cover up to Rs.1.5 lakh. No milestone/welcome/golf benefits. Interest 2.95% p.m. (41.75% p.a.). Cash advance 3% or Rs.200 whichever higher.

Select RuPay

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments