What is the annual fee for the Union Bank of India Platinum RuPay?

The annual fee for the Union Bank of India Platinum RuPay is ₹299. It can be waived on annual spends of ₹30,000.

Does the Union Bank of India Platinum RuPay offer airport lounge access?

The Union Bank of India Platinum RuPay does not include complimentary airport lounge access.

What rewards does the Union Bank of India Platinum RuPay earn?

Reward rates by category are listed on the card page.

Platinum RuPay — Union Bank of India Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

—

Dining₹5,000/mo

—

Grocery₹8,000/mo

—

Fuel₹3,000/mo

—

Travel₹5,000/mo

—

Online Shopping₹8,000/mo

—

Utilities₹3,000/mo

—

Annual earnings

₹0

Blended 0.00% effective return

Monthly spend₹52,000

Monthly earnings+₹0

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Entry-level RuPay cashback card. No lounge access, no welcome benefits, no golf. Insurance: accidental air death up to Rs.8 lakh, other accidental death up to Rs.5 lakh, lost card cover up to Rs.1.5 lakh. Cashback figures for utility/wallet/IRCTC are flat caps, not percentages (rate field reflects the rupee cap amount).

Platinum RuPay

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments