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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Stan Chart
entry
•••• •••• •••• 0000
Smart
Standard Chartered • MasterCard• Entry
Annual Fee
₹499
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-05-26
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,920
Blended 0.31% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
SC Smart. ₹0 joining, ₹499 annual (Y2+). Waiver ₹1.2L/yr. 2% online cashback; 1% offline. Monthly cashback cap ₹500 (Smart page) — ambiguous (₹1,000 per SC overview). Forex 3.5%.