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SBI
travel
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KrisFlyer
AMEXSBI • American Express•
Annual Fee
₹2,999
Base Reward Rate
0.25%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹2,999
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
1 free domestic airport lounge visit each quarter (4 annually)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,695
Blended 0.27% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded with Singapore Airlines KrisFlyer; available on American Express and Mastercard networks. Reward redemption fee ₹99 + GST. Miles valid 2 years. No miles on fuel, rental, utility, government, wallet. Insurance: ₹1 Lakh baggage loss/delay and ₹1 Lakh fraud loss cover. No renewal benefits. Welcome benefit 3,000 KrisFlyer Miles (one-time, excluded from milestones).
✓ No activation spend required — access is unconditional.
Complimentary Priority Pass membership; 4 international lounge visits