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SBI
mid
•••• •••• •••• 0000
Cashback
VISASBI • Visa• Mid
Annual Fee
₹999
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Mid
Joining Fee
₹999
Verified
2026-05-26
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹9,360
Blended 1.50% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
SBI Cashback. ₹999+GST. Waiver ₹2L/yr. 5% cashback on online (up to ₹1L/cycle); 1% beyond. 1% on offline. Monthly cap ₹5,000 cashback per stmt cycle. Excluded: Rent, Fuel, Wallet, Insurance, Jewellery, Utilities, Education, Railways, gift shops. **Lounges REVOKED** (no airport lounge access). 1% fuel surcharge waiver on ₹500-3,000.
Excluded categories