What is the annual fee for the SBI Card PULSE?

The annual fee for the SBI Card PULSE is ₹1,499. It can be waived on annual spends of ₹2,00,000.

Does the SBI Card PULSE offer airport lounge access?

Yes — the SBI Card PULSE offers 4 domestic per year lounge visits.

What rewards does the SBI Card PULSE earn?

It earns 0.5% on eligible spends as Reward Points.

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Card PULSE — SBI Credit Card | Card Manager

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SBI

mid

•••• •••• •••• 0000

Card PULSE

VISA

Card PULSE

SBI • Visa• Mid

Available onVisaMasterCardRuPayUPI

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Annual Fee

₹1,499

Base Reward Rate

0.50%

Foreign Tx Fee

3.5%

Tier

Mid

Joining Fee

₹1,499

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

4 per yearmedium

✓ No activation spend required — access is unconditional.

No spend req.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹2,940

Blended 0.47% effective return

Monthly spend₹52,000

Monthly earnings+₹245

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Welcome: Noise Pulse 4 Pro smartwatch + FITPASS PRO + Netmeds First. 10X (2.5%) on pharmacy/dining/movies/sports (cap 5K pts/cycle).

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25 depending on redemption (cashback → flights/transfer).
0.5% base reward rate on all eligible spends. 2 RP/₹100.
0.50%medium
Preferred Partners: 2.5% — 10X on pharmacy/dining/movies/sports.
2.5% · cap 5,000/momedium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 4 per year — no spend needed
4/yearmedium

Payments

Joining fee: ₹1,499. Annual: ₹1,499.
₹1,499
Annual fee waived on spending ₹2,00,000 per year.
Spend ₹2,00,000
Milestone: spend ₹4,00,000/year → Netmeds e-gift voucher of ₹1,500 on spending above ₹4 lakhs in an anniversary year
+₹1,500 valuehigh