What is the annual fee for the RBL Bank Platinum Maxima?

The annual fee for the RBL Bank Platinum Maxima is ₹2,000. It can be waived on annual spends of ₹1,50,000.

Does the RBL Bank Platinum Maxima offer airport lounge access?

Yes — the RBL Bank Platinum Maxima offers 2 domestic per quarter lounge visits.

What rewards does the RBL Bank Platinum Maxima earn?

It earns 0.5% on eligible spends as Reward Points.

Platinum Maxima — RBL Bank Credit Card

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RBL

Premium

•••• •••• •••• 0000

Platinum Maxima

RBL Bank • MasterCard• Premium

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Annual Fee

₹2,000

Base Reward Rate

0.50%

Foreign Tx Fee

3.5%

Tier

Premium

Joining Fee

₹2,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

2 per quartermedium

✓ No activation spend required — access is unconditional.

2 visits/qtr.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹125

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹4,140

Blended 0.66% effective return

Monthly spend₹52,000

Monthly earnings+₹345

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

8K RP welcome. 10X on dining/entertainment/utility/fuel/intl.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.50 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 2 pts/₹100.
0.50%medium
Dining: 2.5% — 10 pts/₹100 on dining/entertainment/utility.
2.5%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 2 per quarter — no spend needed
2/quartermedium

Payments

Joining fee: ₹2,000. Annual: ₹2,000.
₹2,000
Annual fee waived on spending ₹1,50,000 per year.
Spend ₹1,50,000
Milestone: spend ₹2,00,000/year → 10,000 Bonus Points on achieving Rs.2L spend in a year
+₹2,300 valuehigh
Milestone: spend ₹3,50,000/year → 10,000 Bonus Points on achieving Rs.3.5L spend in a year
+₹2,300 valuehigh