What is the annual fee for the RBL Bank IndianOil?

The annual fee for the RBL Bank IndianOil is ₹500. It can be waived on annual spends of ₹1,75,000.

Does the RBL Bank IndianOil offer airport lounge access?

The RBL Bank IndianOil does not include complimentary airport lounge access.

What rewards does the RBL Bank IndianOil earn?

It earns 0.5% on eligible spends as Reward Points.

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IndianOil — RBL Bank Credit Card | Card Manager

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RBL

entry

•••• •••• •••• 0000

IndianOil

RuPay

IndianOil

RBL Bank • RuPay• Entry

catalog

Annual Fee

₹500

Base Reward Rate

0.50%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹500

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹2,940

Blended 0.47% effective return

Monthly spend₹52,000

Monthly earnings+₹245

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Welcome 1K Fuel Points on ₹500 in 30 days. Entry-level fuel co-brand.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹0.50 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 1 FP/₹100.
0.50%medium
Fuel: 5% — 10 FP/₹100 on IOCL.
5.0% · cap 1,000/momedium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹500. Annual: ₹500.
₹500
Annual fee waived on spending ₹1,75,000 per year.
Spend ₹1,75,000