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PNB
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RuPay Select Patanjali
RuPayPunjab National Bank • RuPay•
Annual Fee
₹750
Base Reward Rate
0.33%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 complimentary domestic lounge visits per quarter (8 per year)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,958
Blended 0.31% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded card by PNB + Patanjali Ayurved on RuPay network. Welcome: 300 bonus RP on first transaction within 90 days + 2x RP for first 90 days (one-time, excluded from milestones). 50 RP on e-bill registration. Accidental death/disability insurance cover Rs.10 lakhs. Interest 2.95%/month. Point value stated inconsistently on page (Re.0.25 in header/FAQ, Re.0.5 in redemption section). Min 500 RP for redemption; points valid 3 years.