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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Kotak
shopping
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Veer Select
VISAKotak Mahindra Bank • Visa•
Annual Fee
₹599
Base Reward Rate
0.38%
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 complimentary domestic airport lounge visits per quarter, capped at 8 per year
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,375
Blended 0.54% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Exclusive card for Indian armed forces officials. Marked Discontinued on source page. Welcome benefit: complimentary IHO membership worth Rs.8,500 on spending Rs.500 in first 30 days (one-time, not a recurring milestone). Insurance cover Rs.2.5 lakh against lost/stolen card fraud. Interest 3.5% per month.