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Kotak
Premium
•••• •••• •••• 0000
Privy League Signature
VISAKotak Mahindra Bank • Visa• Premium
Annual Fee
₹2,500
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Premium
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,940
Blended 0.47% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Lifetime-free for Kotak Privy League Prima (2L balance) customers; paid variant Rs 2500+GST. Quarterly 6400-point bonus and international lounge access are paid-variant features per official T&C. Forex 2% on paid variant, 3.5% on free variant (per user comment). Railway surcharge waiver capped at Rs 500/calendar year (per comment).
✓ No activation spend required — access is unconditional.
Paid card only; free card gets Priority Pass membership without complimentary visits