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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Kotak
shopping
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Mojo Platinum
RuPayKotak Mahindra Bank • RuPay•
Annual Fee
₹1,000
Base Reward Rate
0.20%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹1,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹75,000 per quarter
2 complimentary domestic lounge visits per quarter on spends of Rs.75,000 in previous quarter (8/year)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,464
Blended 0.23% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Mojo Points valid 12 months. Reward caps: education/insurance up to Rs.70,000/cycle, utility up to Rs.50,000, government up to Rs.40,000/cycle. Insurance cover Rs.1.25 lakh against lost/stolen card. Min income Rs.4 lakh/yr, age 21-65.