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Kotak
shopping
•••• •••• •••• 0000
Metro
RuPayKotak Mahindra Bank • RuPay•
Annual Fee
Free
Base Reward Rate
1.00%
Foreign Tx Fee
—
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Co-branded with Metro Wholesale; exclusively for Metro Wholesale members. Lifetime free. No international or fuel transactions allowed (no forex markup, no fuel surcharge waiver). Interest 3.5% per month. Cash advance Rs.300 per Rs.10,000. Welcome benefit (excluded as one-time): Rs.500 cashback on single Rs.10,000+ transaction within first 30 days.