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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
IndusInd
RuPay
•••• •••• •••• 0000
Samman RuPay
RuPayIndusInd Bank • RuPay•
Annual Fee
₹199
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
RuPay Exclusive Lounge Access at DEL T3 Terminal, once each month
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Exclusive card for government sector employees. Zero cash advance/withdrawal charges. UPI-enabled (RuPay). Includes travel insurance (lost baggage Rs. 1,00,000, delayed baggage Rs. 25,000, loss of passport Rs. 50,000, lost ticket Rs. 25,000, missed connection Rs. 25,000). Interest rate 3.95% monthly (47.40% yearly).