What is the annual fee for the IndusInd Bank Pioneer Heritage?

The annual fee for the IndusInd Bank Pioneer Heritage is ₹25,000. It can be waived on annual spends of ₹10,00,000.

Does the IndusInd Bank Pioneer Heritage offer airport lounge access?

The IndusInd Bank Pioneer Heritage does not include complimentary airport lounge access.

What rewards does the IndusInd Bank Pioneer Heritage earn?

It earns 1 Reward Points per ₹150 on eligible spends.

Pioneer Heritage — IndusInd Bank Credit Card

Airport Lounge Access

Domestic & international access details and eligibility criteria

domesticDirect

0 per yearhigh

✓ No activation spend required — access is unconditional.

Unlimited domestic lounge access

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹200

Dining₹5,000/mo

+₹50

Grocery₹8,000/mo

+₹80

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹125

Online Shopping₹8,000/mo

+₹80

Utilities₹3,000/mo

+₹30

Annual earnings

₹6,780

Blended 1.09% effective return

Monthly spend₹52,000

Monthly earnings+₹565

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Mastercard World Elite, invite only. Effective forex markup 1.8% (3.5% charged, differential credited back / zero forex for international spends). BookMyShow BOGO up to 4 free tickets/quarter capped Rs 1,000/ticket. 4 complimentary golf games + 4 lessons per month. Air accident cover up to Rs 2.5 crore. Welcome Montblanc/Qwikcilver (Woohoo) voucher. Max 30,000 RP redeemable per statement cycle; 200 RP = 100 KrisFlyer Miles. From April 2026 metal variant discontinued, issued as plastic with unchanged benefits.

Pioneer Heritage

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments