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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
IndusInd
entry
•••• •••• •••• 0000
Payback
VISAIndusInd Bank • Visa• Entry
Annual Fee
Free
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
₹249
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,830
Blended 0.77% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] Discontinued card. Co-branded with PAYBACK. 1 PAYBACK Point = Re.0.25. Reward redemption fee Rs.100. Personal air accident insurance up to Rs.25 lakhs. Complimentary PAYBACK Plus membership and Auto Assist. Welcome benefit (one-time, not a milestone): 1,000 PAYBACK points after joining fee paid. No lounge access. Reward rates expressed per Rs.100 spent, not per rupee.