What is the annual fee for the IndusInd Bank Exclusive Debit?

The IndusInd Bank Exclusive Debit is a lifetime-free credit card with no joining or annual fee.

Does the IndusInd Bank Exclusive Debit offer airport lounge access?

The IndusInd Bank Exclusive Debit does not include complimentary airport lounge access.

What rewards does the IndusInd Bank Exclusive Debit earn?

Reward rates by category are listed on the card page.

Exclusive Debit — IndusInd Bank Credit Card

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Exclusive Debit — IndusInd Bank Credit Card | Card Manager

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IndusInd

Exclusive

•••• •••• •••• 0000

Exclusive Debit

IndusInd Bank • MasterCard•

Available onMasterCardVisa

debitzero-forexrewardsbigbasket

Annual Fee

Free

Base Reward Rate

—

Foreign Tx Fee

Tier

Joining Fee

Free

Verified

2026-06-08T14:01:24.290Z

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

—

Dining₹5,000/mo

—

Grocery₹8,000/mo

—

Fuel₹3,000/mo

—

Travel₹5,000/mo

—

Online Shopping₹8,000/mo

—

Utilities₹3,000/mo

—

Annual earnings

₹0

Blended 0.00% effective return

Monthly spend₹52,000

Monthly earnings+₹0

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Companion debit card for IndusInd Exclusive savings account, issued on Mastercard World or Visa Signature. Zero balance account if holding Pinnacle or Indulge credit card (else ~Rs 1 Lakh AMB). Account perks: up to 6 free zero-balance family accounts, free small/medium locker Year 1 + 50% off Year 2 onwards, demat AMC waiver for 2 years.

Benefits & Perks

Rewards

General (Above Rs 40000/Month Tier): 6 pts/₹150 — 6 RP per Rs 200. Tiered: 2 RP/200 up to Rs5000, 3 RP/200 Rs5001-10000, 4 RP/200 Rs10001-20000, 5 RP/200 Rs20001-40000, 6 RP/200 above Rs40000. Points capped at 3000/calendar month (~Rs1,12,500 spend). Excludes fuel, credit card bill payments, wallet loads, mutual funds, investments, insurance, fund transfers, govt payments.
0.9% · cap 3,000/mohigh
International Transactions: 0% — Zero forex markup on all international transactions and ATM withdrawals; unlimited free ATM withdrawals in and outside India. Up to 0.93% rewards still apply.
high

Exclusive Debit

Airport Lounge Access

Earnings Projection

Notes

Benefits & Perks

Rewards

Forex

Travel

Payments