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IndusInd
Co-brand
•••• •••• •••• 0000
CRED RuPay
RuPayIndusInd Bank • RuPay•
Annual Fee
₹499
Base Reward Rate
0.67%
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,920
Blended 0.63% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
First co-branded card by CRED. Annual fee Rs.499 + GST applies from second year (first year free). No lounge access, no welcome benefits, no lifestyle perks. CRED Points redeemable only within CRED ecosystem. International transactions earn points but no reduced forex markup.