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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
IDFC FIRST
Premium
•••• •••• •••• 0000
Mayura
IDFC FIRST Bank • MasterCard• Premium
Annual Fee
₹5,999
Base Reward Rate
0.80%
Foreign Tx Fee
0%
Tier
Premium
Joining Fee
₹5,999
Verified
2026-05-28
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹20,000 per month
4 domestic visits per quarter, requires ₹20,000 monthly spend.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,704
Blended 0.75% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
0% forex. Welcome ₹4K cashback + 10K RP (worth ₹2,500). Trip cancellation ₹50K x2/yr.
✓ No activation spend required — access is unconditional.
4 international visits per quarter via DreamFolks. No clear spend requirement.