What is the annual fee for the IDFC FIRST Bank HPCL Power+?

The annual fee for the IDFC FIRST Bank HPCL Power+ is ₹499. It can be waived on annual spends of ₹1,50,000.

Does the IDFC FIRST Bank HPCL Power+ offer airport lounge access?

Yes — the IDFC FIRST Bank HPCL Power+ offers 1 domestic per quarter lounge visits.

What rewards does the IDFC FIRST Bank HPCL Power+ earn?

It earns 0.5% on eligible spends as Reward Points.

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

HPCL Power+ — IDFC FIRST Bank Credit Card | Card Manager

Back to Catalog

Catalog reference — not in your portfolio

All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.

IDFC FIRST

entry

•••• •••• •••• 0000

HPCL Power+

RuPay

HPCL Power+

IDFC FIRST Bank • RuPay• Entry

catalog

Annual Fee

₹499

Base Reward Rate

0.50%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹499

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

1 per quartermedium

⚠️ Activation: ₹20,000 per month

₹20K monthly spend req.

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹100

Dining₹5,000/mo

+₹25

Grocery₹8,000/mo

+₹40

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹25

Online Shopping₹8,000/mo

+₹40

Utilities₹3,000/mo

+₹15

Annual earnings

₹2,940

Blended 0.47% effective return

Monthly spend₹52,000

Monthly earnings+₹245

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

4% on HPCL fuel/LPG + 1.5% via HP Pay App. 30 RP/₹150 on grocery/utility + FASTag.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹1 depending on redemption (cashback → flights/transfer).
value range
0.5% base reward rate on all eligible spends. 3 Reward Points per Rs.150 spent (0.5%) on all other retail transactions, no cap
0.50%high
Fuel: 4% — 24 RP/₹150 on HPCL fuel/LPG.
4.0%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

domestic via direct: 1 per quarter — needs ₹20,000/month to activate
1/quartermedium

Payments

Joining fee: ₹499. Annual: ₹499.
₹499
Annual fee waived on spending ₹1,50,000 per year.
Spend ₹1,50,000
Milestone: spend ₹20,000/month → 1 complimentary domestic airport lounge access every quarter (4 per year) on minimum monthly spends of ₹20,000
high