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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
IDBI
Eclat
•••• •••• •••• 0000
LIC Eclat
RuPayIDBI Bank • RuPay•
Annual Fee
Free
Base Reward Rate
—
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-08T14:01:24.290Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 domestic airport lounge visits per quarter
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹0
Blended 0.00% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded LIC card. Reward redemption fee Rs.99 + GST. Up to 48 days interest-free credit. Min 1,000 points to redeem; 4,000 points for IDBI gift cards; no cashback redemption. Personal accident cover up to Rs.10 lakh plus credit shield. Network not explicitly stated in source; LIC IDBI co-brands are commonly RuPay.