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IDBI
travel
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Euphoria World
VISAIDBI Bank • Visa•
Annual Fee
₹1,499
Base Reward Rate
0.75%
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Complimentary airport lounge access at selected lounges in India; number of free visits not specified
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹4,860
Blended 0.78% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Rewards in Delight Points (1 DP = Rs.0.25), valid 3 years. Welcome bonus 4,000 Delight Points on first transaction of Rs.1,500+ within 60 days (one-time, excluded from milestones). Redemption fee Rs.99. Air accident insurance cover Rs.25 lakh. Interest 2.9% per month.