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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
ICICI
shopping
•••• •••• •••• 0000
Parakram Select
VISAICICI Bank • Visa•
Annual Fee
Free
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
2 complimentary domestic airport lounge access per quarter (page intro says per year; product details say per quarter)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹2,382
Blended 0.38% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Lifetime free card (nil joining and annual fee) for defence personnel/JAWANS. Reward redemption fee Rs.99 per request; rewards exclude fuel, ATM, balance transfer, cash withdrawal, EMIs, PLCC, fees. Dining discounts via ICICI Bank Culinary Treats Programme. Personal accident insurance Rs.2 lakh, air accident cover Rs.20 lakh. Up to 3 add-on cards at no fee. Interest rate 3.40% per month.
✓ No activation spend required — access is unconditional.
1 complimentary international airport lounge access each year