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ICICI
World Elite
•••• •••• •••• 0000
Emeralde Private Metal
ICICI Bank • MasterCard• Super Premium
Annual Fee
₹12,499
Base Reward Rate
3.00%
Foreign Tx Fee
2%
Tier
Super Premium
Joining Fee
₹12,499
Verified
2026-05-26
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Unlimited domestic for primary + Plus card members.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹17,640
Blended 2.83% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
ICICI Emeralde Private Metal (EPM). ₹12,499+GST. Waiver ₹10L/yr. 6 RP/₹200 on retail. Grocery/Utilities/Education capped 1,000 RP/cycle each. Insurance capped 5,000 RP/cycle. Unlimited domestic (primary + Plus) + unlimited intl Priority Pass (1,400+ lounges/145+ countries). Unlimited golf rounds/month. Forex 2%.
✓ No activation spend required — access is unconditional.
Unlimited international via Priority Pass (1,400+ lounges, 145+ countries).