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HSBC
super-premium
•••• •••• •••• 0000
Taj
HSBC • MasterCard•
Annual Fee
₹1,10,000
Base Reward Rate
1.00%
Foreign Tx Fee
0%
Tier
Joining Fee
₹1,10,000
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Unlimited domestic airport lounge access
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹5,880
Blended 0.94% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Invite-only / waiting-list co-branded metal card with Taj Hotels (IHCL). Joining and annual fee Rs.1,10,000 + GST each. Zero forex markup. Upgrades to Taj InnerCircle NeuPass Platinum tier (8 NeuCoins/Rs.100 at IHCL, 4/Rs.100 at Ginger on direct bookings). 12 visits/year to The Chambers Lounge + Taj Club Lounge. 12 complimentary golf games/lessons per year. 4 chauffeur-driven limousine transfers per year (Blacklane). Air accident cover up to Rs.1 crore. Unlimited room upgrade e-vouchers. Welcome benefits (one-time, not milestones): 2 breakfast-inclusive Taj stays + 1 Taj Palace stay on activation + extra Palace voucher valid till 31 Mar 2026. No reward points on utilities, tax, real estate, jewelry, insurance, fuel, e-wallet, education, government, financial institutions. Eligibility: income Rs.40L salaried / Rs.60L self-employed.
✓ No activation spend required — access is unconditional.
Unlimited global/international airport lounge access