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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
Premium
•••• •••• •••• 0000
Tata Neu Infinity
VISAHDFC Bank • Visa• Premium
Annual Fee
₹1,499
Base Reward Rate
1.50%
Foreign Tx Fee
2%
Tier
Premium
Joining Fee
₹1,499
Verified
2026-05-26
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹50,000 per quarter
8 domestic visits/yr (2/quarter) — unlocked only if you spent ₹50,000+ in the previous calendar quarter (HDFC spend-based lounge rule, eff. Oct 2024).
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹8,820
Blended 1.41% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
HDFC Tata Neu Infinity. ₹1,499+GST. Waiver ₹3L/yr. 1.5% NeuCoins base (non-Tata, non-EMI). 5% on Tata partner brands (BigBasket, Croma, Starbucks, IHCL, Titan, Tanishq, 1MG, Tata CLiQ, AirAsia). 10% on Tata Neu app (5% base + 5% bonus). RuPay variant: 1.5% UPI (capped 500 NeuCoins/mo). 1 NeuCoin = ₹1. 8 dom lounge/yr (2/qtr) + 4 intl/yr (1/qtr) via PP. Excluded: Fuel, Wallet, Smart EMI, card fees, cash advance, vouchers. Forex 2%+GST.
✓ No activation spend required — access is unconditional.
4 international PP lounge visits/year (1/quarter).
Excluded categories