What is the annual fee for the HDFC Bank Moneyback?

The annual fee for the HDFC Bank Moneyback is ₹500. It can be waived on annual spends of ₹50,000.

Does the HDFC Bank Moneyback offer airport lounge access?

The HDFC Bank Moneyback does not include complimentary airport lounge access.

What rewards does the HDFC Bank Moneyback earn?

It earns 0.27% on eligible spends as Reward Points.

Moneyback — HDFC Bank Credit Card

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HDFC

entry

•••• •••• •••• 0000

Moneyback

HDFC Bank • MasterCard• Entry

Available onMasterCardVisa

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Annual Fee

₹500

Base Reward Rate

0.27%

Foreign Tx Fee

3.5%

Tier

Entry

Joining Fee

₹500

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

No airport lounge access included on this card.

Not available

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹54

Dining₹5,000/mo

+₹14

Grocery₹8,000/mo

+₹22

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹14

Online Shopping₹8,000/mo

+₹42

Utilities₹3,000/mo

+₹8

Annual earnings

₹1,837

Blended 0.29% effective return

Monthly spend₹52,000

Monthly earnings+₹153

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

500 Cash Points welcome.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹1 depending on redemption (cashback → flights/transfer).
value range
0.27% base reward rate on all eligible spends. 2 pts/₹150 base.
0.27%medium
Online: 0.53% — 4 pts/₹150 on online.
0.5%medium

Forex

3.5% forex markup on international card transactions
3.5%

Travel

No lounge access on this card.
None

Payments

Joining fee: ₹500. Annual: ₹500.
₹500
Annual fee waived on spending ₹50,000 per year.
Spend ₹50,000
Milestone: spend ₹50,000/quarter → Gift voucher worth Rs 500 on spending Rs 50,000 in a calendar quarter (up to Rs 2,000 in a year)
+₹500 valuehigh