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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
mid
•••• •••• •••• 0000
Millennia
HDFC Bank • MasterCard• Mid
Annual Fee
₹1,000
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Mid
Joining Fee
₹1,000
Verified
2026-05-25
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹1,00,000 per quarter
Spend ≥ ₹1L in calendar quarter.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹9,720
Blended 1.56% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
1,000 Cash Points welcome. 5% on Amazon/BookMyShow/Cult.fit/Flipkart/Myntra/SonyLIV/Swiggy/Tata CLiQ/Uber/Zomato — cap ₹3,000/mo.