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HDFC
Platinum
•••• •••• •••• 0000
EasyShop Platinum Debit
VISAHDFC Bank • Visa• Platinum
Annual Fee
Free
Base Reward Rate
0.50%
Foreign Tx Fee
3.5%
Tier
Platinum
Joining Fee
Free
Verified
2026-05-27
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹10,000 per quarter
2 complimentary domestic airport lounge visits per CALENDAR QUARTER. **Activation:** ₹10,000 spend in PREVIOUS quarter (was ₹5K; raised effective 1-Jan-2026, matching HDFC Platinum Debit policy change). Lounges include Clipper, Travel Club, Loyalty, Encalm at major airports.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹3,120
Blended 0.50% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
HDFC EasyShop Platinum Debit (Visa). Standard cashback debit card. Cashback: 1 pt per ₹100 on telecom/utilities; 1 pt per ₹200 on grocery, supermarket, restaurant, apparel, entertainment; up to 5% via PayZapp & SmartBuy; 5% on BillPay auto-bills (cap ₹1,800/yr, first 12 months); ₹500 Amazon Pay voucher welcome. Overall cap ₹750/month. Lounge: 2 Clipper Lounge visits/qtr (8/yr) on ₹5,000 prev-qtr spend. Limits: Shopping ₹5L/day, ATM ₹1L/day (dom+intl combined), POS cash ₹2K/day & ₹10K/month. Insurance: Death cover ₹12L, Intl air ₹3 Cr, Fire/burglary ₹2L, Checked baggage ₹2L. EMI on purchases >₹500. ATM PIN gen ₹50, replacement ₹200, ATM charges ₹21.