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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
shopping
•••• •••• •••• 0000
Easy EMI
VISAHDFC Bank • Visa•
Annual Fee
₹500
Base Reward Rate
1.00%
Foreign Tx Fee
3.5%
Tier
Joining Fee
₹500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹7,320
Blended 1.17% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[discontinued] CashPoints redemption: 1 CashPoint = Re. 1 against statement balance (min 2,500 CashPoints) or product/vouchers; 1 CashPoint = Rs. 0.30 for flight/hotel bookings. Reward redemption fee Rs. 99 + GST. Spends of Rs. 10,000+ auto-converted to Easy EMI (9 months; excludes fuel, gold, jewelry). Welcome: 500 CashPoints. Card is discontinued by HDFC.