Loading
Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
World Elite
•••• •••• •••• 0000
Diners Club Black
DinersHDFC Bank • Diners Club• Super Premium
Annual Fee
₹10,000
Base Reward Rate
3.33%
Foreign Tx Fee
1.99%
Tier
Super Premium
Joining Fee
₹10,000
Verified
2026-05-26
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
Unlimited domestic lounge access (built-in, no separate PP).
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹19,598
Blended 3.14% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
HDFC Diners Club Black. ₹10,000+GST. Waiver on ₹5L/yr OR ₹1L/90d. 5 RP/₹150 base (1 RP = ₹1 via 1:1 transfer/SmartBuy). 10X on SmartBuy (33%) capped 75,000 RP/month. Grocery + Rent capped 2,000 RP/month each. Unlimited dom+intl lounges built-in (no separate Priority Pass). 6 complimentary golf games/qtr. ₹500 voucher (TataCLiQ/BMS/Ola) on ₹80K qtly spend. Forex 1.99%.
✓ No activation spend required — access is unconditional.
Unlimited international lounge access (Diners Club network, built-in).
Excluded categories