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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
HDFC
business
•••• •••• •••• 0000
BizPower
VISAHDFC Bank • Visa•
Annual Fee
₹2,500
Base Reward Rate
1.30%
Foreign Tx Fee
2%
Tier
Joining Fee
₹2,500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹75,000 per quarter
2 complimentary domestic visits per calendar quarter (8/year base); 2 additional visits per quarter on spending Rs.75,000+ in the quarter (up to 16/year total)
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹7,644
Blended 1.23% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
[business] Self-employed business card. Rewards redemption fee Rs.99+GST. Min 2,500 RP for redemption; RP expire after 2 years; max 60,000 RP earned per statement year. RP redemption values: cashback Rs.0.20, flight/hotel SmartBuy Rs.0.50, product catalogue Rs.0.35, business catalogue Rs.0.65, Airmiles 0.5. Welcome (one-time): Amazon Prime 1yr + Biz Prime 6 months on first txn within 30 days. Credit liability cover Rs.9 lakh. Interest 3.75%/month. Cash advance 2.5% or Rs.500.
✓ No activation spend required — access is unconditional.
6 complimentary international visits per year via Priority Pass; apply after 4 retail transactions