What is the annual fee for the HDFC Bank BizBlack?

The annual fee for the HDFC Bank BizBlack is ₹10,000. It can be waived on annual spends of ₹75,00,000.

Does the HDFC Bank BizBlack offer airport lounge access?

Yes — the HDFC Bank BizBlack offers unlimited domestic lounge visits, unlimited international lounge visits.

What rewards does the HDFC Bank BizBlack earn?

It earns 3.33% on eligible spends as Reward Points.

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

Card Manager

Explore

Catalog

Support

Blog What's New Contact Us Download Android APK

Build your portfolio

Theme

Catalog

BizBlack — HDFC Bank Credit Card | Card Manager

Back to Catalog

Catalog reference — not in your portfolio

All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.

HDFC

World Elite

•••• •••• •••• 0000

BizBlack

Diners

BizBlack

HDFC Bank • Diners Club• Super Premium

catalog

Annual Fee

₹10,000

Base Reward Rate

3.33%

Foreign Tx Fee

Tier

Super Premium

Joining Fee

₹10,000

Verified

2026-05-25

Airport Lounge Access

Domestic & international access details and eligibility criteria

domestic—

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited.

international

Earnings Projection

Estimate annual rewards based on your typical monthly spend

Other / General₹20,000/mo

+₹666

Dining₹5,000/mo

+₹167

Grocery₹8,000/mo

+₹266

Fuel₹3,000/mo

—

Travel₹5,000/mo

+₹167

Online Shopping₹8,000/mo

+₹266

Utilities₹3,000/mo

+₹100

Annual earnings

₹19,580

Blended 3.14% effective return

Monthly spend₹52,000

Monthly earnings+₹1,632

Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.

Notes

Business card. ITR ₹30L+ required. 5 RP/₹150 base. 25 RP/₹150 on 5X business essentials (cap 7,500/cycle). Unlimited lounges. 6 golf rounds/qtr.

Benefits & Perks

Rewards

1 Reward Points ≈ ₹0.25–₹1 depending on redemption (cashback → flights/transfer).
value range
3.33% base reward rate on all eligible spends. 5 RP/₹150.
3.33%medium
Business: 16.66% — 25 RP/₹150 on business essentials.
16.7% · cap 7,500/momedium

—

Unlimitedmedium

✓ No activation spend required — access is unconditional.

Unlimited.

Forex

2% forex markup on international card transactions
2%

Travel

domestic via direct: Unlimited — no spend needed
Unlimitedmedium
international via direct: Unlimited — no spend needed
Unlimitedmedium

Payments

Joining fee: ₹10,000. Annual: ₹10,000.
₹10,000
Annual fee waived on spending ₹75,00,000 per year.
Spend ₹75,00,000
Milestone: spend ₹5,00,000/year → 5,000 INR SmartBuy Flight / Taj Stay voucher on 5 Lakh annual (calendar year) spends
+₹5,000 valuehigh
Milestone: spend ₹10,00,000/year → 5,000 INR SmartBuy Flight / Taj Stay voucher on 10 Lakh annual (calendar year) spends
+₹5,000 valuehigh
Milestone: spend ₹15,00,000/year → 5,000 INR SmartBuy Flight / Taj Stay voucher on 15 Lakh annual (calendar year) spends
+₹5,000 valuehigh
Milestone: spend ₹20,00,000/year → 5,000 INR SmartBuy Flight / Taj Stay voucher on 20 Lakh annual (calendar year) spends (up to 20,000 vouchers total per calendar year)
+₹5,000 valuehigh