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Card ManagerCatalog reference — not in your portfolio
All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
Federal
entry
•••• •••• •••• 0000
Scapia
VISAFederal Bank • Visa• Entry
Annual Fee
Free
Base Reward Rate
2.00%
Foreign Tx Fee
0%
Tier
Entry
Joining Fee
Free
Verified
2026-05-25
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹20,000 per month
Unlimited domestic lounge access, activated by spending ₹20,000 in the previous calendar month.
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹11,760
Blended 1.88% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
LTF; new-to-bank only. Different from BOB Scapia. 5 Scapia Coins = ₹1; 36-month validity. Rent/wallet attract 1%+GST fee.