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Federal
entry
•••• •••• •••• 0000
RuPay Signet
RuPayFederal Bank • RuPay• Entry
Annual Fee
Free
Base Reward Rate
0.13%
Foreign Tx Fee
3.5%
Tier
Entry
Joining Fee
Free
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
✓ No activation spend required — access is unconditional.
One complimentary domestic lounge access per calendar quarter, four free visits annually
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹735
Blended 0.12% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Lifetime free card. Also available on Visa network (this is the RuPay variant, UPI-linkable). Welcome benefit: Amazon e-voucher worth Rs.200 on spend of Rs.3,000 within first 30 days (one-time, excluded from milestones). BOGO on INOX movie tickets once per quarter. Personal accident insurance cover up to Rs.2 lakhs. Reward redemption fee Rs.99 per request. No reward points on fuel, rent, e-wallet loading, cash or government transactions.