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All fees, rewards, lounges, and milestones below are ready to be cloned into your portfolio with one click.
City Union Bank
shopping
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SalarySe Level Up
VISACity Union Bank • Visa•
Annual Fee
₹500
Base Reward Rate
0.20%
Foreign Tx Fee
1%
Tier
Joining Fee
₹500
Verified
2026-06-07T08:39:39.828Z
Domestic & international access details and eligibility criteria
⚠️ Activation: ₹10,000 per month
1 lounge access per month on spending ₹10,000 in the previous billing cycle; not available on virtual-only option
Estimate annual rewards based on your typical monthly spend
Annual earnings
₹1,944
Blended 0.31% effective return
Estimates use this card's best matching rule per category. Caps applied where known. Milestones not included.
Co-branded with SalarySe fintech. Reward points issued as SalarySe SCoins (5 SCoins = ₹1, i.e. ₹0.20 each), redeemable only on SalarySe App for gift vouchers from 200+ brands, cash conversion, and merchant offers. Points expire 18 months after earning. Salary Day Bonus: 37.5 RP per ₹100 on SalarySe UPI on 1st and last day of month, max 5,625 points (one-time/special, not modeled as recurring milestone). Physical + virtual or virtual-only option. Interest 3.5% p.m. (42% p.a.). Cash advance up to 3% or ₹250 whichever is higher.